• Research Paper on:
    A Plan to Resolve the Health Care Crisis

    Number of Pages: 6

     

    Summary of the research paper:

    This 6 page paper provides an expansion on a student's proposal to resolve the health care system by creating a national HMO. Proposals are made for policy changes and new regulations. Bibliography lists 5 sources.

    Name of Research Paper File: RT13_SA218HMO.rtf

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    Unformatted Sample Text from the Research Paper:
    waiting lines and little hope for elective surgery--its costs have been very high. Young (1998) suggests that the "unplanned U.S. experiment with market-based forces and for-profit corporate delivery of health  care has failed" (p.1) . Although many people are offered group health rates through employers, many fall between the cracks. With the many layoffs in the 2000s, families  find that they cannot afford the COBRA payments and individual health insurance is prohibitive. In 1997, there were reportedly 51% ("Health Insurance," 1997, p.PG) of the 31 million Americans who  have no insurance, maintaining that they do not carry it simply because they cannot afford it. The situation is serious as families cannot feel comfortable without protection and find  that even a visit to the doctor is too expensive. Although health care is arguably not a right, the escalating costs of health care, particularly as it respects insurance premiums,  must be addressed. In order to solve the problem, a national health care plan must be implemented. Of course, many are familiar with those words. It is the premise on  which Bill Clinton campaigned during his first election. President Clinton did make an attempt to introduce insurance coverage for all; still, some suggest that his promise which never materialized, is  not completely out of the question ("Health insurance " 1997). In order to implement a new plan, what should be done? A comprehensive national health care plan should include three  components which are regulatory, economic and policy. An overall plan to make things work within those three very important functions includes a Catastrophic Health Plan proposal. Fundamentally, a National HMO  agency would be created, and would be something that is paid for by the employer and employee. It would remove capitation from HMOs which presently drive the system. Capitation has 

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