This 6 page paper provides an expansion on a student's proposal to resolve the health care system by creating a national HMO. Proposals are made for policy changes and new regulations. Bibliography lists 5 sources.
Name of Research Paper File: RT13_SA218HMO.rtf
Unformatted Sample Text from the Research Paper:
waiting lines and little hope for elective surgery--its costs have been very high. Young (1998) suggests that the "unplanned U.S. experiment with market-based forces and for-profit corporate delivery of health
care has failed" (p.1) . Although many people are offered group health rates through employers, many fall between the cracks. With the many layoffs in the 2000s, families
find that they cannot afford the COBRA payments and individual health insurance is prohibitive. In 1997, there were reportedly 51% ("Health Insurance," 1997, p.PG) of the 31 million Americans who
have no insurance, maintaining that they do not carry it simply because they cannot afford it. The situation is serious as families cannot feel comfortable without protection and find
that even a visit to the doctor is too expensive. Although health care is arguably not a right, the escalating costs of health care, particularly as it respects insurance premiums,
must be addressed. In order to solve the problem, a national health care plan must be implemented. Of course, many are familiar with those words. It is the premise on
which Bill Clinton campaigned during his first election. President Clinton did make an attempt to introduce insurance coverage for all; still, some suggest that his promise which never materialized, is
not completely out of the question ("Health insurance " 1997). In order to implement a new plan, what should be done? A comprehensive national health care plan should include three
components which are regulatory, economic and policy. An overall plan to make things work within those three very important functions includes a Catastrophic Health Plan proposal. Fundamentally, a National HMO
agency would be created, and would be something that is paid for by the employer and employee. It would remove capitation from HMOs which presently drive the system. Capitation has