In fourteen pages Ontario's problems with automobile insurance are examined by way of a 1990 case that provides an historical context. Eight sources are cited in the bibliography.
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2002). However, that was not always the case, and certainly not the case in 1990. It was a political issue. Bob Rae campaigned during that year on a pledge to
put a halt to the no-fault automobile insurance system that the Liberal government effected just three months prior to the election (Kaihla, 1991). Years later, it is still a problem.
The Wall Street Journal reports in 1996 on a new bill regarding reform ("Ontario," 1996). And the debate lingers. However, in a 1990 case study, while insurance companies were in
the midst of the issue, a problem was presented to the president of the Progressive Casualty Insurance Company of Canada. II. Case Study In a case study submitted
by a student, it is learned that Andrew Rogawski who is president of the Progressive Casualty Insurance Company of Canada was pondering what to do next in light of the
fact that the New Democratic Party in the 1990 election would perhaps initiate a takeover of the automobile insurance industry in the nation. In Canada, as report in the case
study, the auto insurance industry is often challenged to create equitable premiums. The problem is that premiums may be often too high due to compliance that the insurance companies
must abide by. If for example the company had to comply with specific legislation, actions cost money and in part this is passed on to the consumer. This is true
even if actuarial studies would suggest a lower premium is possible. The case goes back to the problem faced by Rogawski which is that he was stunned
by the NDP victory and so commissioned DRI Canada to evaluate the impact if indeed the government were to take over the industry. The company in question, Progressive Casualty