Research Paper on:
Credit Cards and Students

Unformatted Sample Text from the Research Paper:
students the choice has been to accept increasing levels of debt and become accustomed to being in debt or to drop out of higher education (McGlynn and Provitera, 2006). The  pattern of debt is likely to change the views of debt held by students, making it more acceptable and expected that students will need to use different forms of credit.  One of the most accessible and easy to use is credit in the form of credit card accounts. The purpose of this paper is to examine the use of credit  cards by students and their attitude towards that use. The student will develop their own hypotheses these include; * Students use credit cards primarily to pay for tuition fees *  Students who live more than 100 kilometres away from where they grew up are more likely to own a credit card. * Students are likely to transfer credit cards often  throughout their university studies. and * Most students obtain information about credit cards through word-of-mouth. 2. Research Design The aim is to assess the  attitudes and use of credit cards by students. There are two methodologies of undertaking research; qualitative and quantitative. Quantitative research relies more on a large amount of results, with the  data being recorded often being predominately numerical, it is suitable to be used as a method of determining cause and effect relationships.  The methodologies for this approach will often be based on scientific procedures of investigation. Quantitative research includes descriptive, correlational, quasi-experimental and experimental (Curwin and Slater, 2001).  Qualitative research is narrower and more concentrated by looking to information to be gained in-depth from a smaller quantity of subjects. Often this research will