This 11 page paper looks at research carried out by a student to assess the attitudes of students towards credit cards. The paper outlines the methodology then examines the results present b the student by looking at the answers to each question in turn. The bibliography cites 5 sources.
Name of Research Paper File: TS14_TEcreditstudent.rtf
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students the choice has been to accept increasing levels of debt and become accustomed to being in debt or to drop out of higher education (McGlynn and Provitera, 2006). The
pattern of debt is likely to change the views of debt held by students, making it more acceptable and expected that students will need to use different forms of credit.
One of the most accessible and easy to use is credit in the form of credit card accounts. The purpose of this paper is to examine the use of credit
cards by students and their attitude towards that use. The student will develop their own hypotheses these include; * Students use credit cards primarily to pay for tuition fees *
Students who live more than 100 kilometres away from where they grew up are more likely to own a credit card. * Students are likely to transfer credit cards often
throughout their university studies. and * Most students obtain information about credit cards through word-of-mouth. 2. Research Design The aim is to assess the
attitudes and use of credit cards by students. There are two methodologies of undertaking research; qualitative and quantitative. Quantitative research relies more on a large amount of results, with the
data being recorded often being predominately numerical, it is suitable to be used as a method of determining cause and effect relationships.
The methodologies for this approach will often be based on scientific procedures of investigation. Quantitative research includes descriptive, correlational, quasi-experimental and experimental (Curwin and Slater, 2001).
Qualitative research is narrower and more concentrated by looking to information to be gained in-depth from a smaller quantity of subjects. Often this research will