Research Paper on:
Overview of SCHIP

Unformatted Sample Text from the Research Paper:
enacted as part of the Balanced Budget Act of 1997, and this program provides states with $48 billion federal dollars over ten years in order to expand their Medicaid programs  or create new state programs (PG). Each state has a custom plan to provide free or low cost health insurance for children who come from working families who can not  afford health insurance coverage ("Health Insurance for Kids" PG). Clearly, the fact that it is targeted to poor but working families sheds light on the health care problem. Many working  poor, and even middle class families, are not able to afford the high premiums attached to traditional individual health care. Although for the most part employers supply such benefits, some  do not. Also, people who are between jobs or underemployed find that they cannot qualify for benefits and individual insurance is cost prohibitive. This is where the federal governments plan,  coupled with the state plan, fits in. Of course, some children are not eligible for the plan at all. For example, a child who is found to be eligible  for Medicaid, who already has health insurance coverage, or who is covered under a group health plan is not eligible for such coverage ("State Childrens" PG) A child who  is an inmate in a public institution or is a patient in an institution for mental diseases is not eligible either (PG). Obviously, in all of the cases, the children  have coverage already. Also, a child who is a member of a family eligible for health benefits coverage under a state health benefits plan on the basis of a family  members employment with a public agency in the State is not eligible either (PG). Such children should be covered through the plan for which they are eligible under their parents